The problem of breaking or stealing the phone always remains. But other than that the solution is that in the rainy season when the problem of phone damage due to water, you must take out insurance for your phone (mobile insurance).
In the monsoon, people face the problem of mobile wetting. Therefore, India is one of the largest mobile users in the world. This is due to the availability of low cost internet and cheap internet in India.
Using a smartphone. The problem of breaking or stealing the phone always remains. But other than that the solution is that in the rainy season when the problem of phone damage due to water, you must take out insurance for your phone (mobile insurance).
Insurance covers water loss
Insurance companies cover losses, theft, loss of consumer phones and water damage. Your mobile phone can also be damaged by moisture or humidity, which is usually covered by insurance. However, the extended warranty does not cover water damage to the phone.
What is mobile insurance?
Mobile insurance is like your life insurance, health insurance, car insurance etc. You can insure your phone with any insurance company. For this, the company charges you a premium like any other insurance and pays you if your phone is lost, stolen or damaged.
How to buy mobile insurance?
Note that the insurance benefit can be availed within five days of purchase of the phone. Generally, insurance companies provide phone insurance for only one year. If you receive more than that, it has a detailed warranty.
How much will the insurance cost?
The premium you pay for phone insurance depends on the price of your phone. The higher the price of your phone, the higher the insurance premium. However, when getting insurance you can compare the premiums of all the companies and get the best insurance premium.
How to make a claim?
If your phone is stolen, damaged or lost, you will need to provide the phone bill, SIM block information and a copy of the FIR to the insurance company. Also enter the phone’s serial number. When you provide all of these documents to the insurance company, the next process begins and you receive your claim. Note that you only have 15 days to file an insurance claim.